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General Category => Grab Bag => Topic started by: Pooh on July 22, 2011, 08:40:07 AM

Title: My head is about to explode!
Post by: Pooh on July 22, 2011, 08:40:07 AM
Ok, we have no category for this...so I wrote it here.  I just need to vent really badly as I can feel my blood pressure is off the charts and I guess I'm going to get that flare I've been looking for!

Divorce final - 3 years ago.  Awarded full custody of the house with agreement that I would maintain mortgage and everything associated.   I have and finally got everything repaired, replaced and on the market in April.  Agreement was that I would not have to refinance (because I was going to sell it and didn't want to spend the thousands to refinance).  All this is in writing.

Yesterday - received a notice of judgement against my house!!!!  Why?  Because Ex has got himself thousands of dollars in debt since the divorce and since his name is still on the house too, they placed a lien against it!!!!!!  Arrrrrrrgggggggggg!!!!!!

Spoke to deed office, spoke to the attorney representing his creditor and have now spoken to Ex - which was extremely painful since I haven't spoken to him in two years.  Nothing I can do but get my own attorney if the house sales and sue Ex for the money!!!!!!!!!  He swears he knows nothing about any judgement and will find out and call me back! 

Dang it...dang it...dang it!
Title: Re: My head is about to explode!
Post by: pam1 on July 22, 2011, 08:50:07 AM
Errrrrrrr.....hope it goes well, Pooh!  My head was about to explode just reading that.  Are you sure he doesn't know about the deed?
Title: Re: My head is about to explode!
Post by: pam1 on July 22, 2011, 08:50:50 AM
I meant lien.  No coffee yet this morning..
Title: Re: My head is about to explode!
Post by: Pooh on July 22, 2011, 09:07:15 AM
Oh I'm sure he does.  How could you not owe thousands and obviously not paying it, not know.  It is a court judgement so I would think he was notified.  He's a big liar...always has been, always will be.
Title: Re: My head is about to explode!
Post by: Pooh on July 22, 2011, 09:07:40 AM
I mean "Owe thousands"....geesh
Title: Re: My head is about to explode!
Post by: RedRose on July 22, 2011, 10:13:16 AM
Pooh,

Oh, he knows he owes thousands...he may not have known that they put a lien on your property until they pulled up the title. A lot of people don't find out about leins on their property until they put them up for sale. Hopefully, he can pay it off and get the lein removed bacause a new buyer can't buy your home with a lein attached to it. If he is getting half the proceeds from the sales..his half could pay off the lein at closing.

Good Luck Pooh.
Title: Re: My head is about to explode!
Post by: Sassy on July 22, 2011, 10:22:53 AM
Grrrrrrrrrrrrrrrrr!
Title: Re: My head is about to explode!
Post by: luise.volta on July 22, 2011, 10:28:44 AM
Oh, Honey...I am so sorry.

I have seen this when I was in Real Estate. It is referred to as a silent lien and just sits there until the property changes hands.
Title: Re: My head is about to explode!
Post by: lancaster lady on July 22, 2011, 10:44:49 AM
I'm screaming for you Pooh ...... >:( >:( >:(
Title: Re: My head is about to explode!
Post by: Pen on July 22, 2011, 11:05:47 AM
How frustrating! Ex-DH is the gift that keeps on giving, apparently. I hope this is resolved in your benefit, and ASAP.
Title: Re: My head is about to explode!
Post by: elsieshaye on July 22, 2011, 11:38:37 AM
Pooh, that's infuriating!  I'm so sorry it happened.  I know you'll find a way to resolve it, but I totally understand being livid. 
Title: Re: My head is about to explode!
Post by: amflautist on July 22, 2011, 11:53:49 AM
I believe you need an attorney now.  You certainly don't want your ex to continue to rack up debt that will result in yet another lien.  I can't fathom what your divorce lawyer was thinking...  This should have all been disentangled at the time of your divorce.

But think of the bright side.  It's only money.  You are free of your ex, the real headache.  I was pretty stupid financially in my divorce also.  I let my ex take almost everything, because I was too devastated to fight.  I wish I had stood up for myself - could have taken him to the cleaners, given the fact that he was the adulterer.
Title: Re: My head is about to explode!
Post by: Pooh on July 22, 2011, 12:29:16 PM
Thanks guys, I'm still mad.  Amflautist, same situation here.  I only kept the house (and all the bills that went with it) and my vehicle because I still had both boys living at home.   I wish I wouldn't have let him off so easy now either.   I thought I had myself pretty well covered by all the wording saying he was relinguishing all rights to everything to do with the house.  I could shoot myself now.

RedRose, he's not getting anything from the sale.  The house was granted exclusively to me. 

Because I kept the bills, the boys and didn't ask for any support, I really couldn't afford to refinance it when I knew that I was going to put it up for sale within the next two years.  I have now put another 10k into it (after the boys left) getting it all pretty and good to go. 

Pam, that made me smile!  It's hard to believe, 3 years later I am having to deal with his stupidity AGAIN!  Arrrggg.  And yes, I am beating myself up now for not refinancing it!
Title: Re: My head is about to explode!
Post by: Pooh on July 22, 2011, 12:33:48 PM
Quote from: luise.volta on July 22, 2011, 10:28:44 AM
Oh, Honey...I am so sorry.

I have seen this when I was in Real Estate. It is referred to as a silent lien and just sits there until the property changes hands.

That's how they described it to me today.  The judgement doesn't technically name "the house" as being liened against, just any property with his name on it.  If I sell the house, the mortgage gets paid off first, then all other profit goes to his creditor.  Then I would have to take him to court to sue him for the money. 
Title: Re: My head is about to explode!
Post by: Pooh on July 22, 2011, 12:35:11 PM
Quote from: amflautist on July 22, 2011, 11:53:49 AM
You certainly don't want your ex to continue to rack up debt that will result in yet another lien.

Excellent point...thank you!
Title: Re: My head is about to explode!
Post by: luise.volta on July 22, 2011, 01:26:25 PM
I am so mad, I could hunt him down and scratch his eyes out!
Title: Re: My head is about to explode!
Post by: Pooh on July 27, 2011, 06:26:11 AM
Couple of updates:  House - The coward didn't even have the nerve to call me to let me know what he was going to do.  He text me!  Said he had it taken care of and they were going to send a letter to the courthouse to remove the lien.  I don't trust him, so I called that attorney back.  He said he couldn't tell me much but he would verify that he had spoken to him and they were working on an arrangement.  I asked if he was going to send the letter to remove the lien, he said he would IF my Ex followed through on the arrangement.  Arrrggg....that man has never followed through with anything in his life!

Linear Morphea? -  Well, the last I had on the weird groove on my arm was that I was semi-diagnosed at the duck race.  The Dermatologist told me I had to go into a flare and then they would biopsy it.  Well the stress over this whole house thing did it.  Started running a low grade fever, broke out in a fever blister, grooved deepened and started hurting like the dickens.  I called yesterday afternoon, they saw me first thing this morning.  Did a punch biopsy on the groove, got three stitches.  Oh, and he is looking around the rest of my skin and saw two moles that he didn't like the look of, on my back, so said, "Hey, let's just go ahead and get those while you're here." 

I need a sticker and a sucker.....
Title: Re: My head is about to explode!
Post by: luise.volta on July 27, 2011, 07:28:41 AM
Oh, Pooh - I hope your attorney is on it and sinking in his claws! You do follow through!! Sending love...
Title: Re: My head is about to explode!
Post by: lancaster lady on July 27, 2011, 12:14:06 PM
sending a ''I was brave at the Doctors today '' sticker for you Pooh ...xx
Title: Re: My head is about to explode!
Post by: Ruth on July 27, 2011, 02:19:17 PM
Do not relinquish the peace you fought such a bloody battle to win, Beloved.   It isn't worth it by any means.   These things work out.  Most of us who have had our corpses dragged through the muck of divorce have similar stories, once I barely left with the shirt on my back, and I had a divorce lawyer who should have had to serve time.  Find a decent lawyer somewhere by way of referral if you can and get a consultation as to how to close the doors on any further drainage on your finances.  Roll over the rest of your cares.  There's a judge of the whole earth that has to be answered to for such offenses as these.  and remember that laughter dooeth good as a medicine! 
Title: Re: My head is about to explode!
Post by: Nana on July 27, 2011, 04:20:04 PM
Pooh.... sending you love
Title: Re: My head is about to explode!
Post by: Silver Spring on July 27, 2011, 05:37:14 PM
I owned my own title company for 10 years. These things crop up again and again and again, and they are often over nothing (just as your ex said). In addition to getting that satisfaction letter to the court house, it might be best if both you (ESPECIALLY you) and your ex have a copy of it as well. That way, you don't lose any ground when you need credit in the future. It will come up and you say, "Uh...no....see! Here ya go!" Besides, it was a court house that lost my sister's divorce decree. Good luck.
Title: Re: My head is about to explode!
Post by: Rose799 on July 27, 2011, 07:48:09 PM
What color lollipop would you like, Pooh?  Good luck, I hope you get a definitive diagnosis via the biopsy. 

Good luck with the ex-mess, as well...   :o

Title: Re: My head is about to explode!
Post by: Pooh on July 28, 2011, 07:23:27 AM
Thanks everybody!  It's just sore this morning.  I think the shots into the bicep muscle is what has made it so sore.  It's really just a little cut, but the whole muscle is sore.

Silver Spring...great suggestion and I will be sure to do that!  As soon as I get confirmation he has followed through, if he does and I know that the lien has been lifted, you betch your bottom dollar I am getting the quick claim deed done!  I have a feeling this is going to keep cropping up with him.

Thanks Ruth, your post made me smile.

Rose, I really like Cherry  ;D  I truly hope this does come back with something.  I'm about at the end of my patience with tests on this.

Thanks LL!  I really was brave if you guys just knew how I feel about needles!  I'm a chicken chicken bock bock.

Luise and Nana, I'm so recruiting both of you to come scratch his eyes out!  He wouldn't know what hit him!